Your dollars, lent to people who already earn dollars.

Finnoba connects idle dollars with Peruvian exporters that banks won't serve. You join from $100 a loan and get your capital and return back when the loan matures.

I want to lendI need financing
  • Everything in dollars
  • Lend from $100
  • Peru, first market
Stage
2026 pilot
we haven't lent yet
Join from
$100
per loan
First market
Peru
exporters paid in dollars
What it will look like

Lend to real exporters. Get paid in dollars.

Every business is checked before it's listed: that it exists, that it exports and that it gets paid in dollars.

Illustrative examples: fictional businesses, not live offerings. Finnoba has not lent any money yet.

See the terms

Andes Coffee Export

Coffee export · Cusco, PE

Level 3

Loan amount

$3,000

4 mo term

Illustrative example

Berry Andina Export

Blueberry export · La Libertad, PE

Level 4

Loan amount

$7,000

4 mo term

Illustrative example

Pesquera Costa Azul

Seafood export · Paita, PE

Level 2

Loan amount

$1,200

3 mo term

Illustrative example

Artesanía Titicaca

Apparel export · Puno, PE

Level 1

Loan amount

$500

2 mo term

Illustrative example

Cacao Amazónico

Cacao export · San Martín, PE

Level 2

Loan amount

$1,200

3 mo term

Illustrative example

Palta Verde Export

Avocado export · Ica, PE

Level 5

Loan amount

$15,000

6 mo term

Illustrative example
Why Finnoba

A fairer way to lend and to borrow in dollars.

No collateral

We look at your sales, not your property

A bank asks for real estate as collateral and years of audited accounts. We look at what actually matters: that you invoice, that you export and that you get paid.

You start small

Your first loan is $500

You start with a small amount over a short term. Pay it back well and you move up a level: more money, more time and a lower rate. You don't pick the rate — you earn it.

Where the return comes from

It's paid by a business that sold, not a market that rose

What you earn comes from exporters repaying loans in dollars. No speculation involved. Of the interest the business pays, 60% is your return and 40% is Finnoba's commission. We confirm it in writing before you commit anything, and it isn't a guarantee: a loan may not come back, and we don't make it good.

Our golden rule

We only lend dollars to businesses that already earn dollars

We finance exporters paid in dollars: coffee, cacao, blueberry, avocado, fish, textiles and software. Debt and income sit in the same currency, so a rising dollar doesn't turn a manageable instalment into an impossible one. We start in Peru.

How it works

Two sides, one simple path.

If you have idle dollars
  1. 1

    You put your money in

    You decide how much to lend and we sign the terms.

  2. 2

    Your money spreads itself

    Your money is spread across several loans, so you never depend on just one. Each slot is $100 and no single loan takes more than 10% of what you put in.

  3. 3

    You collect at maturity

    When the loan ends you get your capital back plus what it earned, in dollars.

If you need financing
  1. 1

    Tell us about your business

    Your tax ID, your sales over recent months, and an invoice or contract showing a foreign client pays you in dollars.

  2. 2

    We check and get back to you

    We verify the business exists, that it exports and that it can repay. No collateral, no branch visits.

  3. 3

    You get the money and move up

    Funds go only to a bank account held under that same tax ID. You start at $500. Every loan repaid on time moves you up a level: more money, more time and a lower rate.

Get started today.

Whether you're putting idle dollars to work or financing your next export shipment, it starts with a conversation.

Get started