Tell us about your business.
We're putting together the first group of companies for the pilot. It takes three minutes, we don't ask for documents yet, and it doesn't touch your credit record.
Before you fill anything in: what it costs
We'd rather you didn't find out the price after a call. This is Level 1 in full — $500 over 2 months.
| Instalment | Capital | Interest | Total due |
|---|---|---|---|
| Instalment 1 | $250.00 | $25.00 | $275.00 |
| Instalment 2 | $250.00 | $12.50 | $262.50 |
| Total repaid | $500.00 | $37.50 | $537.50 |
TCEA (annual effective rate) 79.59%. Interest is always charged on the outstanding balance — what you still owe — and never on the original amount: that's why the second instalment costs less than the first. The central bank's legal cap for foreign currency is 99.84% a year, in force May to October 2026.
Finnoba is still being structured and has not disbursed a single loan. This form is not a credit application and not a pre-approval: it exists to find out whether what we're building solves a real problem, and to invite you to the first group when we open.